If you are a Canadian citizen or a permanent resident, then you have probably heard of or done business with the RBC. As one of the most successful banks in the country, it has a diversified credit card portfolio that provides offers for all kinds of people.
For those who travel by plane on a regular basis, there is one option that can make a huge difference when it comes to your budget and savings. We are talking about the RBC Avion Visa Infinite, which is considered to be the jewel of airline-related credit cards.
Next, we will discuss some of the features that come with this card, as well as how to order one. If you want to find out whether it is a good option for you, read on!
Fees and Charges
Before we get to the specific rewards program that this credit card is highlighted by, we want to discuss the most important fees and charges that you will be subject to.
Firstly, you are looking at an annual fee of $120, which is certainly not our favorite. This means that you will be paying $10 a month in order to remain a user of the RBC Visa Infinite card.
For anyone who wants to get an extra card, they will be met with an additional charge of $50. Unfortunately, there isn’t an interest-free period, but rather an annual percentage rate of 19.99%.
As for balance transfers and cash advances, you are looking at an interest rate of 22.99%, which is similar to what you will get with competitor travel cards.
Luckily, you won’t be facing any foreign transaction fees, which is a huge advantage if you travel on a regular basis. For every dollar spent, you will get a single RBC point.
How To Apply
While the RBC Avion Infinite Visa seems like a fantastic option for those who enjoy visiting countries for business or pleasure, there are a couple of eligibility requirements you will need to meet.
Firstly, you should be a Canadian citizen or permanent resident, and you must be 18 years of age or older.
You will also need to have a minimum annual income of $60,000. If you aren’t able to meet this criterion, then the alternative is to have a household income of $100,000 per year.
You will also need to have a credit score between 670 and 850. These criteria are the main reason why not everyone can become a user of the RBC Visa Infinite.
Luckily, the application process itself shouldn’t take more than a couple of minutes. The first thing that you need to do is log onto the Royal Bank of Canada’s official website.
Once you have done that, fill in all of the required info, making sure to provide proof of citizenship/residentship, as well as an ID card/passport.
Submit the inquiry and wait for a decision that should be with you in as little as a couple of minutes. If you are approved, the credit card will be sent to your address in a matter of 3-5 business days.
Bank Contact Details
The first thing that you can do in order to get your questions answered or find out more about how to become an owner of a Visa Infinite card is to check out their FAQs page. Additionally, the RBC provides a couple of other contact forms to help you get any issues settled.
Book an Appointment: find your nearest branch here
Phone: 1-800-769-2512; available 24/7
Email: click here
Mailing Address: Royal Bank of Canada, RBC WaterPark Place, 16th floor, 88 Queens Quay West Toronto, ON, M5J 0B8
Features and Benefits
If you maximize your redemption points, you can go ahead and transfer these to Cathay Pacific Asia Airlines, American Airlines, and British Airways Avios at a rate of 1:1.
Additionally, you may enjoy annual rewards of up to $600, taking into consideration that you spend around $20,000 on travel purchases for that year.
If you would like to find out how to order a Barclays Credit Card – Forward Card, look here.
The annual fee for the RBC Visa Infinite card is hefty. However, looking at how flexible the featured rewards program is, we would definitely recommend this credit card to anyone who travels by plane on a regular basis!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.